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Every parent is nervous about the day when their teenage son or daughter will get behind the wheel of the family car. In addition to our concern for their safety, we all expect the car insurance bill to skyrocket. But there are a number of discount opportunities to consider:

• Good student discounts – typically, the student must maintain a “B” average or better.
• Students away from home – if your son or daughter is away attending college, they are driving less…and some policies can be modified to take this into account and reduce your premium.
• Multi-car and Low Mileage – it may make sense to have separate policies if your kids are attending college somewhere with lower rates…or the multi-car + low mileage discount here may be better.

As an insurance agent representing multiple companies, I can help you make sure your insurance fits your changing circumstances and you take advantage of every opportunity to reduce your costs. You can find additional information on ways families can save money on auto insurance at the Insure U website.

Insurance companies would prefer less paperwork–it saves money and helps our environment. Paperless “eco-friendly” policies offer a 7% discount for the first year and are handled all online. The application is processed online with a link sent to your email address where you can review the policy details.

This is a relatively new development, but eco-friendly insurance policies and other discounts are rapidly being adopted by many insurance companies. As an agent representing multiple companies that do business here in Massachusetts, I can help ensure you are aware of all the options to maximize your savings.

This discount applies to both your homeowners and auto insurance – so if you combine this “Go Green” paperless discount along with the discount for having both policies with the same Company – you can save BIG! .

For home and auto insurance – the biggest savings occur when you combine your home and auto with the same insurance company. Overall you can expect savings of 20% on the Home and 10% on the auto just for “bundling” the policies with one company.

Most insurance companies offer these discounts–and as an agent representing multiple companies, I can help identify the best combination to meet your needs and ensure the best coverage for your budget. I can help you evaluate your existing coverages and then consolidate/combine in the most efficient way to save money and simplify things at the same time.